# How do Donalds and Jolly tackle Florida insurance and housing?: 21 Sourced Claims, Contested Facts & Evidence Compare their public plans for property insurance, premiums, and housing costs. Authors: joe HTML: https://moyomap.com/maps/do-donalds-jolly-tackle Markdown: https://moyomap.com/maps/do-donalds-jolly-tackle.md License: HTML and markdown are for reading and citation. Bulk copying and AI training need a written license. See /terms and /developers#maps-data. Cite a claim as: MoyoMap, "How do Donalds and Jolly tackle Florida insurance and housing?: 21 Sourced Claims, Contested Facts & Evidence", claim {id}, https://moyomap.com/maps/do-donalds-jolly-tackle.md#{id}. “Moyo, a product of SenTeGuard Inc.” ### Through September 25, 2026, real estate, property owner, legal, engineering, architecture, and insurance sect… Id: claim_0a93827002b42b4f2151b66b Parent: topic_yI9IRZ6HEiL6GPIMcFdI Depth: 1 Through September 25, 2026, real estate, property owner, legal, engineering, architecture, and insurance sectors contributed approximately 33% of Byron Donalds' $120.5 million campaign funds compared to 11% of David Jolly's $7.3 million. Labels: Source-linked, Medium, known ### Jolly proposed offering zero-interest, state-backed loans to condominium owners and associations to help fina… Id: claim_45afde6680c344a27404f731 Parent: topic_yI9IRZ6HEiL6GPIMcFdI Depth: 1 Jolly proposed offering zero-interest, state-backed loans to condominium owners and associations to help finance mandatory building safety inspections and reserve fund mandates. Labels: Inferred, Low, known ### Jolly proposed limiting investor-owned utility profits to the national average of roughly 9% to 10% to curb c… Id: claim_4fa0694fe2e7fae575b84d8e Parent: topic_yI9IRZ6HEiL6GPIMcFdI Depth: 1 Jolly proposed limiting investor-owned utility profits to the national average of roughly 9% to 10% to curb consumer power bills. Labels: Inferred, Low, known ### Donalds cited a National Association of Home Builders finding that regulatory requirements constitute 26.4% o… Id: claim_56bb4ada5bae55b954239e1b Parent: topic_yI9IRZ6HEiL6GPIMcFdI Depth: 1 Donalds cited a National Association of Home Builders finding that regulatory requirements constitute 26.4% of total new construction costs. Labels: Inferred, Low, known ### David Jolly opposed Amendment 3 over concerns about reducing funding for law enforcement, advocating instead… Id: claim_67eef0aefd5100f84588e794 Parent: topic_yI9IRZ6HEiL6GPIMcFdI Depth: 1 David Jolly opposed Amendment 3 over concerns about reducing funding for law enforcement, advocating instead for a targeted $250,000 homestead exemption for first-time buyers. Labels: Source-linked, Low, known ### Donalds endorsed Amendment 3 on the November 2026 ballot, which raises the non-school homestead exemption to… Id: claim_74180ff021281c9f19154188 Parent: topic_yI9IRZ6HEiL6GPIMcFdI Depth: 1 Donalds endorsed Amendment 3 on the November 2026 ballot, which raises the non-school homestead exemption to $150,000 in 2027 and $250,000 in 2028, and lowers the non-homestead assessment cap from 10% to 5%. Labels: Inferred, Low, known ### David Jolly's campaign plan projects a 60% to 70% decrease in homeowners premiums by transferring hurricane a… Id: claim_818d8ce6d34b89e5d239fe41 Parent: topic_yI9IRZ6HEiL6GPIMcFdI Depth: 1 David Jolly's campaign plan projects a 60% to 70% decrease in homeowners premiums by transferring hurricane and wind risk into a state-backed fund. Labels: Source-linked, Low, known ### In June 2026, Byron Donalds was one of six Florida House Republicans who voted against the bipartisan 21st Ce… Id: claim_9e7b4ad8febef7e0ad81f729 Parent: topic_yI9IRZ6HEiL6GPIMcFdI Depth: 1 In June 2026, Byron Donalds was one of six Florida House Republicans who voted against the bipartisan 21st Century ROAD to Housing Act, following opposition from Donald Trump. Labels: Inferred, Medium, known ### Donalds' campaign reported that Florida's 2022 SB 2-A and 2023 HB 837 tort reforms reduced insurance legal de… Id: claim_b17d3c26090349c3364f8570 Parent: topic_yI9IRZ6HEiL6GPIMcFdI Depth: 1 Donalds' campaign reported that Florida's 2022 SB 2-A and 2023 HB 837 tort reforms reduced insurance legal defense costs from $820.5 million to $57.6 million. Labels: Inferred, Low, known ### Jolly pledged to issue executive orders capping Florida insurer transfers to corporate affiliates at 20%, poi… Id: claim_b7c8c85927873a5425c384bd Parent: topic_yI9IRZ6HEiL6GPIMcFdI Depth: 1 Jolly pledged to issue executive orders capping Florida insurer transfers to corporate affiliates at 20%, pointing to $1.3 billion in affiliate net income generated between 2017 and 2019 while property insurers posted $432 million in losses. Labels: Inferred, Medium, known ### Citizens Property Insurance Corp. Id: claim_fb2e53fe9a4cbb5fae5b9a12 Parent: topic_yI9IRZ6HEiL6GPIMcFdI Depth: 1 Citizens Property Insurance Corp. policy counts decreased from a peak over 1.41 million down to 293,465 policies by mid-2026. Labels: Inferred, Low, known ### Byron Donalds' Insurance and Property Plan Id: section_0a115d095db219c5a8d29d53 Parent: topic_yI9IRZ6HEiL6GPIMcFdI Depth: 1 Byron Donalds' Insurance and Property Plan Labels: Inferred, Low ### FSU Study and Hurricane Assessment Controversy Id: section_4aef6b23eef9b4c116819d32 Parent: topic_yI9IRZ6HEiL6GPIMcFdI Depth: 1 FSU Study and Hurricane Assessment Controversy Labels: Inferred, Low #### Donalds campaign advertisements launched around September 8, 2026, claimed Jolly's plan would impose an annua… Id: claim_3da3304e8ca5b9f0eb1d7358 Parent: section_4aef6b23eef9b4c116819d32 Depth: 2 Donalds campaign advertisements launched around September 8, 2026, claimed Jolly's plan would impose an annual $1,000 hurricane tax on every Florida household, referencing an FSU study that actually evaluated a 2024 Citizens takeover proposal. Labels: Source-linked, Medium, known #### Jolly stated his proposed state hurricane fund would require an initial threshold of at least $32 billion wit… Id: claim_4d34ab5aececc89063daf175 Parent: claim_818d8ce6d34b89e5d239fe41 Depth: 2 Jolly stated his proposed state hurricane fund would require an initial threshold of at least $32 billion with reinsurance before assuming claims, leaving private insurers responsible solely for non-wind perils. Labels: Inferred, Low, known #### Jolly proposed funding his catastrophe coverage plan using taxes on insurance companies, real estate transact… Id: claim_74844949a57886edac458542 Parent: claim_818d8ce6d34b89e5d239fe41 Depth: 2 Jolly proposed funding his catastrophe coverage plan using taxes on insurance companies, real estate transaction fees, or tourist taxes, without imposing a direct charge on homeowners. Labels: Inferred, Low, known #### On September 15, 2026, Byron Donalds unveiled a six-point 'Bring Down The Bill' insurance plan projecting 20%… Id: claim_c3b155bcad43abf684c92339 Parent: section_0a115d095db219c5a8d29d53 Depth: 2 On September 15, 2026, Byron Donalds unveiled a six-point 'Bring Down The Bill' insurance plan projecting 20% to 30% premium reductions. Labels: Inferred, Low, known ##### Donalds proposed creating a public 'Insurer Scorecard' to report insurance companies' pricing, denial and app… Id: claim_453c3cbd884dc7a4e6997a6e Parent: claim_c3b155bcad43abf684c92339 Depth: 3 Donalds proposed creating a public 'Insurer Scorecard' to report insurance companies' pricing, denial and approval rates, and claims payout timelines. Labels: Inferred, Low, known ##### An FSU study prepared for OPPAGA determined that centralizing residential wind coverage in Citizens could lea… Id: claim_b8f4e6283d26ace8212b57ea Parent: claim_3da3304e8ca5b9f0eb1d7358 Depth: 3 An FSU study prepared for OPPAGA determined that centralizing residential wind coverage in Citizens could lead to emergency assessments averaging $1,000 per household following a major catastrophe. Labels: Inferred, Low, known ##### Donalds proposed eliminating the 25% rapid cash buildup surcharge on Florida Hurricane Catastrophe Fund premi… Id: claim_c956a56ae23401862fefbe59 Parent: claim_c3b155bcad43abf684c92339 Depth: 3 Donalds proposed eliminating the 25% rapid cash buildup surcharge on Florida Hurricane Catastrophe Fund premiums, noting the fund held about $13 billion in reserves against a $17 billion statutory limit. Labels: Inferred, Low, known ##### Donalds proposed granting automatic post-storm rebuilding permits and targeting My Safe Florida Home funding… Id: claim_d2fe542115d55311faaf5bcf Parent: claim_c3b155bcad43abf684c92339 Depth: 3 Donalds proposed granting automatic post-storm rebuilding permits and targeting My Safe Florida Home funding to pre-1993 homes and roof straps. Labels: Inferred, Low, known